Dental Financing in Calgary – 0% Payment APR Dental Plans Available

0% APR Financing Dental Care at Macleod Trail Dental

At Macleod Trail Dental, we believe that everyone deserves access to high-quality dental care without financial stress. That’s why we’re proud to offer 0% APR financing options through Affirm — making it easier than ever to get the treatment you need, when you need it.

Whether you’re coming in for restorative work, cosmetic dentistry, Invisalign, or even emergency dental care, our flexible payment plans are designed to fit your budget.

Get the smile you deserve today and pay over time — interest-free!


How Dental Financing with Affirm Works

Applying for dental financing with Affirm at Macleod Trail Dental is fast, simple, and completely secure:

Instant Pre-Approval: Apply in minutes — no long forms or waiting games.
Flexible Terms: Choose a monthly payment plan that works for you.
0% APR Interest: Enjoy no-interest plans on approved credit — no hidden fees or surprises.
Quick Payments: Affirm automatically processes your monthly payments through your bank account or credit card.

Best of all, your financing application can be completed easily right from your phone or at our reception desk.


What Treatments Can Be Financed?

You can use Affirm 0% APR financing for most dental treatments, including:

  • Dental cleanings and exams

  • Fillings, crowns, and bridges

  • Dental implants

  • Root canal therapy

  • Invisalign and orthodontics

  • Cosmetic dentistry (teeth whitening, veneers, smile makeovers)

  • Emergency dental services

If you’re unsure whether your treatment is eligible, our friendly team will be happy to guide you through your options.


Why Choose Macleod Trail Dental for Financing?

✅ We follow the Alberta Dental Fee Guide for fair and transparent pricing
✅ We offer direct insurance billing to reduce your upfront costs
✅ We provide 0% APR financing through a trusted lender (Affirm)
✅ We offer customized treatment plans that match your dental needs and budget
✅ We truly care about making dentistry accessible for everyone in our community

Our Calgary dentists and staff are here to make your dental experience stress-free — financially and otherwise.


Frequently Asked Questions About Dental Financing

How do I apply for dental financing with Affirm?

Applying is quick and easy! During your visit to Macleod Trail Dental, our team will send you a secure link to apply through your smartphone or email. You’ll get an instant decision and can finalize your financing within minutes.

Is there really 0% APR interest with Affirm?

Yes! On approved credit, Macleod Trail Dental offers 0% APR interest payment plans through Affirm. There are no hidden fees, so you can spread the cost of your treatment over time without paying more.

Can I finance Invisalign or cosmetic dentistry?

Absolutely! Treatments like Invisalign, teeth whitening, veneers, and smile makeovers are all eligible for financing at our clinic.

What if I don’t get approved for financing?

If Affirm is unable to approve your application, don’t worry. Our team can discuss alternative payment options, such as flexible in-house payment plans or adjusting your treatment phases to make it more affordable.

Is financing available for emergency dental treatments?

Yes. If you have an urgent dental issue like a broken tooth or dental infection, you can use Affirm financing to cover your emergency care.

Can I still use my dental insurance if I finance my treatment?

Yes. We’ll bill your insurance provider directly for any covered portion of your treatment, and you can finance the remaining balance through Affirm. This helps minimize your out-of-pocket expenses even further.


If cost is holding you back from getting the dental care you need, Macleod Trail Dental is here to help.
Ask us about Affirm 0% APR financing at your next visit or contact us today to learn more.

📞 Call now to speak to our team, or 📅 book your consultation online and let’s get started!

*** Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on credit worthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-freepayments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works

Ready for a perfect smile?

Contact our team today to book your dental appointment!

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